Home loans, shopped for you.
I'm Jake Segers, a wholesale mortgage broker with First Florida Financial. I shop multiple lenders on your behalf to find the loan that genuinely fits — then you choose what works for you.
About Jake
I grew up in the Baymeadows area of Jacksonville, and helping people put down roots in the city I call home is what I love about this work. As a wholesale mortgage broker, I'm not limited to one bank's menu — I shop across multiple lenders to find the loan that fits your situation.
Then I lay the options out plainly, so you can pick what works for you. I handle Conventional, FHA, VA, USDA, and Home Equity Lines of Credit — whether you're buying your first home, refinancing, or tapping the equity you've built. We give you the options; you make the call.
Meet the team
Two people focused on one thing — getting you to the closing table.
Jake Segers
I shop multiple wholesale lenders on your behalf to find the loan that genuinely fits your situation — then walk you through every option.
Erica Segers
Erica keeps every file organized and moving — coordinating with lenders, title, and all parties so nothing falls through the cracks on the way to closing.
Jacksonville home loan programs
Five core programs — and straightforward guidance to help you choose between them.
Conventional Loans
A widely used option for buyers with established credit looking for flexible terms and property types.
FHA Loans
Government-backed loans with flexible qualifying guidelines — a popular path for first-time buyers.
VA Loans
A home-financing benefit earned by veterans, active-duty service members, and eligible surviving spouses.
USDA Loans
Government-backed financing for eligible homes in qualifying rural and suburban communities.
HELOC
A flexible line of credit that lets you borrow against the equity you've already built in your home.
Ready to get your Jacksonville home loan?
Get pre-approved online in minutes — or reach out and let's talk through your options together.
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